Loan Options

Let's us help you match with the right loan program for you.

FHA Loans

FHA loans are often a good option for a wide range of buyers, including first-time homebuyers, low-income families, and those with previous financial difficulties. The Federal Housing Administration (FHA) partially insures these loans.

Key Points:

Down Payment as low as 3.5%
Down Payments and closing costs may come from a gift or grant.

VA Loans

Partially insured by the U.S. Department of Veteran Affairs (VA), eligible military veterans and active servicemen and women may qualify for their dream home with easier guidelines and lower down payment options.

Key Points:

Allows eligible Veterans 100% financing.
Qualifying veterans may re-use this benefit.

Conventional Loans

These home loans conform to the loan limits set forth by Fannie Mae and Freddie Mac. Generally, these fixed term “conforming” loans are a good option for homebuyers with higher credit scores (typically over 620) and stable employment histories.

Key Points

Down Payment as low as 3%
Fixed Rates; terms from 10 to 30 years
No income or area limitations

Investment Commercial Hard-Money Bridge

If you are looking to get your first or next investment property we can help.

Key Points

Buying a commercial property
Buying Single Family Rental
Refinancing existing properties
Buying residential or commercial Investment Property to Flip.

Construction Financing

Are you looking to build your own home on your own piece of land? We can help you get this financed.

Key Points

Buying a Fixer Upper to Live In using FHA 203k
Building from zero to dream home

Foreign National Loan

Are you a foreigner and can't qualify for loans on real estate because you don't have US citizenship or residency. We have a loan product that can help.

Key Points

Investor Loan Program
Letter from CPA